Theses and Dissertations at Montana State University (MSU)
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Item A comparison of bankruptcy in six Montana cities fiscal 1973(Montana State University - Bozeman, College of Education, Health & Human Development, 1974) Hughes, Carol Ann KallioItem The effect of personal bankruptcy exemptions on divorce(Montana State University - Bozeman, College of Agriculture, 2011) Burns, Katherine Lindsay; Chairperson, Graduate Committee: Christiana Stoddard.This paper estimates the effects of Chapter 7 bankruptcy exemptions on the divorce decision. Using an individual level panel data set, three empirical models are estimated. The results suggest that a rise in the total exemption has a small positive effect on the probability of divorce. The most significant contribution of this paper comes from a difference-in-difference-in-difference estimator that separates the total exemption into the personal property and the homestead exemption. The model estimates the differential effects of the homestead exemption on homeowners and non-homeowners. Results do not suggest that homeowners and non-homeowners react differently to an increase in the homestead exemption. This paper extends on previous research by providing additional theoretical and empirical implications, and through its use of an individual panel data set.Item Chapter 12 - Family Farmer Bankruptcy Act of 1986(Montana State University - Bozeman, College of Agriculture, 1988) Watts, Tim Jason; Chairperson, Graduate Committee: M. Steve Stauber.In October of 1986 a new chapter of the United States Bankruptcy Act was enacted. Chapter 12 bankruptcy, referred to as the Family Farmer Bankruptcy Act, was enacted to alleviate some of the financial problems faced by agricultural producers. This study provides background information about bankruptcy, the history of bankruptcy, and of farmer bankruptcy, including the history of Chapter 12. After specifying the major legal constraints and requirements for a Chapter 12 bankruptcy plan, it was illustrated that Chapter 12 does not mitigate the major financial problems which occurred in Montana and associated regional agriculture. Specific instances wherein a Chapter 12 bankruptcy plan might be feasible were covered.